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Rate Table

Stay up-to-date with the latest application deadlines for each rate change in the later life market.

Filter by LTM or Mortgage

Live date Lender Product Rates changing Closing rate from New rates from KFI end date App submission deadline LTM/Mortgage
24 March 2026, 00:01 Pure Retirement Emerald
Increase
N/A 7.47% MER N/A N/A LTM
21 March 2026, 00:01 LV= LumpSum+ and Drawdown+
Increase
N/A 6.82% AER N/A N/A LTM
20 March 2026, 09:00 Hodge Resi Retire, Residential, Holiday Let, RIO
Increase
N/A 5.49% MER N/A N/A Mortgage
20 March 2026, 05:30 Livemore Standard , 5 year ERC, six month offer ranges
Increase
N/A 7.63% MER N/A N/A LTM
20 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.61% MER N/A N/A LTM
20 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.61% MER N/A N/A LTM
20 March 2026, 00:01 more 2 Life Horizon
Increase
N/A 6.52% MER N/A N/A LTM
19 March 2026, 00:01 more 2 Life Tailored C3 and C4
Increase
N/A 7.15% MER N/A N/A LTM
19 March 2026, 00:01 Pure Retirement Heritage
Increase
N/A 7.15% MER N/A N/A LTM
18 March 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.46% MER N/A N/A LTM
18 March 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.46% MER N/A N/A LTM
18 March 2026, 00:01 Just J1, J2, J2.5
Increase
N/A 7.05% MER N/A N/A LTM
17 March 2026, 00:01 LV= LTM
Increase
N/A 6.67% AER N/A N/A LTM
16 March 2026, 10:00 Canada Life Capital Select, Advantage
Increase
N/A 6.86% MER N/A N/A LTM
16 March 2026, 00:01 Livemore RIO
Increase
N/A 6.33% MER N/A N/A Mortgage
13 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.74% MER N/A N/A LTM
13 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.74% MER N/A N/A LTM
13 March 2026, 00:01 Pure Retirement Emerald
Increase
N/A 7.28% MER N/A N/A LTM
13 March 2026, 00:01 more 2 Life Horizon
Increase
N/A 6.38% MER N/A N/A LTM
11 March 2026, 00:01 Buckinghamshire Building Society RIO 2 year discount
Increase
N/A 5.09% MER N/A N/A Mortgage
11 March 2026, 00:01 LV= Lifestyle
Increase
N/A 6.63% AER N/A N/A LTM
10 March 2026, 00:01 Loughborough In Retirement
Increase
N/A 5.45% MER N/A N/A Mortgage
9 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.57% MER N/A N/A LTM
9 March 2026, 00:01 Legal & General RIO
Increase
N/A 6.80% MER N/A N/A Mortgage
9 March 2026, 00:01 Legal & General PTLM
Increase
N/A 6.61% MER N/A N/A LTM
6 March 2026, 00:01 LV= Lifestyle
Increase
N/A 6.62% AER N/A N/A LTM
4 March 2026, 00:01 more 2 Life Flexi
Increase
N/A 6.47% MER N/A N/A LTM
3 March 2026, 00:01 Pure Retirement Classic
Increase
N/A 6.47% MER N/A N/A LTM
2 March 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.17% MER N/A N/A LTM
2 March 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.29% MER N/A N/A LTM
25 February 2026, 00:01 Hodge New HL, Resi Retire 5 yr
Decrease
N/A 5.19% MER N/A N/A Mortgage
25 February 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.29% MER N/A N/A LTM
25 February 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.29% MER N/A N/A LTM
25 February 2026, 00:01 LV= Lumpsum and Drawdown +
Decrease
N/A 6.47% AER N/A N/A LTM
23 February 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.31% MER N/A N/A LTM
23 February 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.31% MER N/A N/A LTM
20 February 2026, 00:01 Pure Retirement Emerald
Decrease
N/A 7.00% MER N/A N/A LTM
20 February 2026, 00:01 LV= Plus
Decrease
N/A 6.52% AER N/A N/A LTM
20 February 2026, 00:01 LV= Lifestyle Lump Sum and Drawdown
Decrease
N/A 6.51% AER N/A N/A LTM
18 February 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.32% MER N/A N/A LTM
18 February 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.32% MER N/A N/A LTM
17 February 2026, 12:59 more 2 Life Horizon
Decrease
N/A 6.33% MER N/A N/A LTM
17 February 2026, 00:01 Pure Retirement Emerald
Increase
N/A 7.12% MER N/A N/A LTM
16 February 2026, 10:00 Canada Life Capital Select
Increase and Decrease
N/A 6.78% MER N/A 11 March 2026, 11:55 LTM
16 February 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.32% MER N/A N/A LTM
16 February 2026, 00:01 Pure Retirement Classic
Decrease
N/A 6.32% MER N/A N/A LTM
13 February 2026, 00:01 more 2 Life Flexi
Increase and Decrease
N/A 6.37% MER N/A N/A LTM
13 February 2026, 00:01 Pure Retirement Classic
Increase and Decrease
N/A 6.37% MER N/A N/A LTM
12 February 2026, 00:01 LV= Lump Sum and Drawdown+
Increase
N/A 6.52% AER N/A N/A LTM
6 February 2026, Instant Pure Retirement Emerald
Increase
N/A 7.01% MER 5 February 2026, 12:59 N/A LTM
5 February 2026, 10:00 Canada Life Capital Select
Increase
N/A 6.54% MER N/A 19 February 2026, 23:55 LTM
5 February 2026, 00:01 more 2 Life Flexi
Decrease
N/A 6.35% MER 5 February 2026, 23:59 26 February 2026, 23:59 LTM
5 February 2026, 00:01 LV= Lumpsum and Drawdown+
Increase
N/A 6.67% AER N/A N/A LTM
3 February 2026, 00:01 Buckinghamshire Building Society Retirement
Increase and Decrease
N/A 5.39% MER N/A N/A Mortgage
2 February 2026, 00:01 Livemore RIO
Increase and Decrease
N/A 5.58% MER N/A N/A Mortgage
2 February 2026, 00:01 Livemore Standard Mortgage
Increase and Decrease
N/A 5.38% MER N/A N/A Mortgage
1 February 2026, 00:01 Hodge SVR
Decrease
7.60% SVR 7.35% SVR N/A N/A Mortgage

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